Have a PC or MAC (ensure you order the right ones for your computer systems) and a smartphone.

Asset Backed Digital Currency buying protocol Process:

The steps are as follows:
1. Check that your bank can do e-transfer (bill payment); Using the following to establish you bill payee:
Name: NDAX PAYMENT
Email: payments@ndax.io

2. Create an NDAX.IO account for yourself. Go to the website: https://ndax.io/
Use Sign-Up and follow the instructions including KYC (Know Your Client) protocols.

3. Purchase a cold wallet. I recommend the Ledger Cold Wallet. Website to purchase from: https://www.ledger.com/ Recommend the "Ledger Nano S Plus" - further to this use the purchase of the 3 family pack if you want to have separate accounts.
Alternative is using LOBSTR for XLM (Only) as a hot wallet.
Order the wallet as soon as you can!

4. Once you have this in place then the education can start. This usually takes about 3 hours to setup the wallet and do you first purchases. Make sure you are comfortable with the fact that what monies you put into this you consider spent (gone). This is your willingness to lose it (your risk tolerance). When you have ready, then you can call me.